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Market insight · Rip platforms · as of 16 October 2026

Rip platforms, side by side

A pull platform sells a digital pack that reveals a card already held in a vault, then offers to buy it back. Here is how each one works, as its own terms and pages describe it. We do not rank packs, recommend platforms or carry referral links.

The gap

Every pull is a claim on a card in someone’s vault. No platform publishes an independent count of what the vault holds.

Pack values and buy-backs are set from each platform’s own marks or from one price service. Comparison sites rank packs on those same numbers. The record that would make them checkable is the one underneath: that the card exists, that its cert is intact, that the vault holds it, and that its value comes from independent sales.

By platform

  • Fanatics Instant Rips

    Who holds the cards
    Fanatics Collect's own vault, Tigard, Oregon
    Buy-back
    90% less a 6% fee (84.6% net), offered for up to 48 hours
    Paid in
    Credits with no cash value, usable on Fanatics Live and Collect
    Value set by
    "Card Ladder data" (Instant Credits page); "recent comparable sales" (FAQ)
    Odds shown
    Checklist, values and hit-rate percentages; the terms say actual odds "may vary"
    Identity at cash-out
    Standard fraud review before payout; no payout identity step stated
    Identity at shipping
    No identity step stated
    Independent check of the vault
    None published. KPMG's reports cover Topps factory pack collation, not the vault or Instant Rips

    Sources: Fanatics Collect and Live terms (4 Sep 2026), help centre and release notes.

  • Courtyard

    On-chain: Polygon
    Who holds the cards
    Brink's, a third-party custodian (also an investor)
    Buy-back
    About 90% (third-party and promotional sources); 6% fee on buy-back transfers
    Paid in
    USDC stablecoin
    Value set by
    Courtyard "at its discretion"; its CEO cites Card Ladder data
    Odds shown
    Published odds, each card bound to an on-chain token; no audit of the draw
    Identity at cash-out
    Required before the first withdrawal
    Identity at shipping
    Required by the terms before any transfer of the card
    Independent check of the vault
    No published holdings audit; custody sits with a third party

    Sources: Courtyard terms (Dec 2024), help centre (Aug–Sep 2026), "How it works".

  • Collector Crypt

    On-chain: Solana
    Who holds the cards
    Its own vault, plus cards held at Fanatics Collect and PSA
    Buy-back
    85%, 90% or 93% by pack size
    Paid in
    USDC stablecoin, in the player's own wallet
    Value set by
    Its own price oracle, which reads eBay sales daily
    Odds shown
    Not confirmed
    Identity at cash-out
    No cash-out step; balances are USDC in the player's wallet
    Identity at shipping
    None in the terms; a partner's docs say "No KYC is required, only a shipping address"
    Independent check of the vault
    None found

    Sources: Collector Crypt terms (9 Jun 2026) and docs; Jupiter gacha docs (13 Oct 2026).

  • Arena Club

    Who holds the cards
    Its own vault
    Buy-back
    About 90% of its own estimate, within 24 hours (the Arena Club Offer)
    Paid in
    Wallet credit, withdrawable through a Stripe seller account
    Value set by
    Arena Club's own estimate
    Odds shown
    Fixed pack count per release and per-card hit rates
    Identity at cash-out
    A Stripe seller account is required to withdraw
    Identity at shipping
    No identity step stated
    Independent check of the vault
    None published

    Sources: Arena Club terms (31 Aug 2026) and help centre.

  • GameStop Power Packs

    Who holds the cards
    PSA Vault
    Buy-back
    90% less a 6% fee, within 7 days
    Paid in
    Wallet balance, paid out through Stripe
    Value set by
    Card Ladder ("Powered by Card Ladder")
    Odds shown
    Not confirmed
    Identity at cash-out
    A Stripe account is required
    Identity at shipping
    PSA Vault rules apply; US addresses only
    Independent check of the vault
    None published for the PSA Vault

    Sources: GameStop Power Packs FAQ; PSA Vault terms (14 Oct 2026).

  • Rips by Triumph

    Who holds the cards
    Not confirmed
    Buy-back
    Marketed as 100% of fair market value; the terms state no percentage
    Paid in
    Pack credits under the terms; the help centre says card sales can be withdrawn
    Value set by
    "a proprietary system" that "may not match published market values"
    Odds shown
    Per-tier odds and value ranges; the terms say odds change with available inventory
    Identity at cash-out
    Required before any withdrawal (government ID and a liveness check)
    Identity at shipping
    May be required; US only
    Independent check of the vault
    None found

    Sources: Rips by Triumph terms (15 Oct 2026) and help centre.

  • Phygitals

    Who holds the cards
    Cards held at PSA, Fanatics Collect or Alt
    Buy-back
    Not confirmed
    Paid in
    Not confirmed
    Value set by
    Not confirmed
    Odds shown
    Value brackets, with a claim of a verifiable random draw
    Identity at cash-out
    May be required, particularly for larger withdrawals
    Identity at shipping
    May be required
    Independent check of the vault
    None found

    Sources: Phygitals KYC policy (6 Jul 2026), terms (27 Aug 2026), refund policy.

As each platform’s terms, help pages and docs stated them when we read them, 16 October 2026. “Not confirmed” means we could not confirm it from the platform’s own pages. Terms change; corrections are welcome at hello@brich.house. Not legal, financial or gambling advice.