{
  "licence": "Public blockchain data and operators' published terms, read by Brich House; figures are Brich House's own arithmetic; no licensed data source (no Card Ladder, no PSA data) is included; reuse with attribution to brich.house; not a verdict, not a forecast, not investment advice.",
  "as_of": "2026-10-26",
  "page": "https://brich.house/platforms/courtyard",
  "slug": "courtyard",
  "name": "Courtyard",
  "kind": "on-chain",
  "chain": "Polygon, Ethereum (legacy)",
  "site": "https://courtyard.io",
  "custodian": {
    "value": "Brink's, as Courtyard states",
    "source": {
      "label": "The Platform Record, as its own records name them",
      "date": "read 18 October 2026"
    }
  },
  "grade": {
    "grade": "B",
    "meaning": "activity readable, no readable cert",
    "why": "Activity is readable from the chain (Polygon, Ethereum (legacy)); the cert is not readable by us, because token metadata sits on api.courtyard.io (company API): 403 to default clients; Terms s.14(8) bar robots, scrapers, scripts and other automated means.",
    "source": {
      "label": "BSJ Ventures, the on-chain registry",
      "date": "compiled 2026-10-21"
    }
  },
  "latest_week": {
    "week": "2026-10-19",
    "window": {
      "from": "2026-10-19",
      "to": "2026-10-25"
    },
    "read_dates": [
      "2026-10-26"
    ],
    "followed_to": "2026-10-26",
    "signed": {
      "by": "BSJ Ventures",
      "date": "2026-10-26",
      "pdf": "https://brich.house/readings/onchain-2026-10-19.pdf"
    },
    "page": "https://brich.house/platforms/weekly/2026-10-19",
    "columns": [
      {
        "name": "Courtyard",
        "chain": "Polygon",
        "site": "https://courtyard.io",
        "how": "Exact, from contract events",
        "read_dates": [
          "2026-10-26"
        ],
        "measures": {
          "packs": {
            "kind": "exact",
            "value": 291920,
            "unit": "packs",
            "note": "167,884 of them paid from a wallet; the sold-back, spend and buy-back rows cover that wallet-paid set"
          },
          "paid": {
            "kind": "text",
            "mark": "exact",
            "value": "57.5% wallet USDC; 28.3% card checkout with a USDC leg; 14.2% card only"
          },
          "soldBackCount": {
            "kind": "exact",
            "value": 149995,
            "unit": "packs",
            "note": "Wallet-paid packs, followed to 26 October 2026 08:13 UTC"
          },
          "soldBackShare": {
            "kind": "exact",
            "value": 0.893,
            "unit": "share",
            "note": "Of wallet-paid packs"
          },
          "medianToSellBack": {
            "kind": "exact",
            "value": 21,
            "unit": "seconds"
          },
          "p90ToSellBack": {
            "kind": "exact",
            "value": 2241,
            "unit": "seconds"
          },
          "spend": {
            "kind": "exact",
            "value": 8720969,
            "unit": "usd",
            "note": "Wallet-paid packs; a further $3,670,329 of USDC legs sits under card checkouts, and card-only spend is not visible on chain"
          },
          "buyBackCount": {
            "kind": "exact",
            "value": 149995,
            "unit": "packs",
            "note": "Matched to the week's wallet-paid packs; all buy-backs in the window by any path: 273,172"
          },
          "buyBackValue": {
            "kind": "exact",
            "value": 6111150,
            "unit": "usd",
            "note": "All paths in the window: $13,540,765"
          },
          "spendReturned": {
            "kind": "exact",
            "value": 0.701,
            "unit": "share",
            "note": "Wallet-paid cohort"
          },
          "leftVault": {
            "kind": "text",
            "mark": "exact",
            "value": "Not confirmed on chain; an upper bound of 24,923 burns by a role wallet"
          },
          "avgSpendPerPack": {
            "kind": "exact",
            "value": 52,
            "unit": "usd",
            "note": "Wallet-paid; $57 excluding $0 packs"
          },
          "certs": {
            "kind": "none",
            "reason": "Not readable: token metadata sits on the platform's own server, whose terms bar automated reading"
          }
        },
        "method": "TokenPurchasedAndMinted on the registry's minters (wallet-paid packs carry the price), TradeExecuted on the registry's trusted exchanges with the operations wallet as bidder (sell-backs), Transfer to zero (burns), all from eth_getLogs and eth_call on public Polygon RPC; sell-backs followed to the run time. Chain events only: Courtyard's API and metadata are not read."
      }
    ],
    "not_measured": []
  },
  "hundred": {
    "columns": [
      {
        "key": "depositWithdrawable",
        "label": "Deposit withdrawable"
      },
      {
        "key": "buyBackPaidIn",
        "label": "Buy-back paid in"
      },
      {
        "key": "balanceDescribedAs",
        "label": "Balance described as"
      },
      {
        "key": "titlePassesWhen",
        "label": "Card title passes when"
      },
      {
        "key": "lienOrForcedSellBack",
        "label": "Lien or forced sell-back"
      },
      {
        "key": "insolvency",
        "label": "What the terms say on insolvency"
      }
    ],
    "rows": []
  },
  "record_terms": {
    "edition_read": "18 October 2026",
    "entries": [
      {
        "label": "Affiliate or referral program",
        "value": "Yes, a referral program; paid affiliates named, terms not published",
        "note": "Its Referral Program Rules (undated) call referrer rewards discretionary, paid after the referred user signs up and completes the program's requirements, with no payout timeline and no share of sales stated; credits have no cash value. A breach of the rules can bring “forfeiture or retraction” of rewards; the rules say nothing about a refund of the referred purchase. A company post of 28 January 2026 describes points to the referrer once a friend buys a qualifying pack, for the first six referrals, and a discount on the friend's first pack. The privacy policy (effective 9 October 2026) names paid affiliate programs with publishers, influencers and promoters; no public page states their commission basis, payout cadence or reversal terms.",
        "source": {
          "label": "Courtyard, Referral Program Rules",
          "href": "https://docs.courtyard.io/courtyard/logistics-and-legal/user-agreements/referral-program-rules",
          "date": "undated, read 20 Oct 2026"
        }
      },
      {
        "label": "Refunds and disputes",
        "value": "Vending machine sales final; payments binding; individual arbitration",
        "note": "Its Terms of Service (last updated 23 December 2024) say a vending machine purchase is “final, and cannot be refunded” (8.7.6), that payment obligations are binding at the time of purchase (3.1) and that the company cannot reverse a payment (3.5); auction bids are binding (8.6.2). The terms carry no chargeback clause; the privacy policy (effective 9 October 2026) says the company may decline or block a transaction that appears unauthorised or headed for a chargeback. A help article (28 August 2026) says a charge with no card delivered is refunded automatically and investigated. Disputes go to individual arbitration (23); for a sale between users the terms make the user solely responsible for dispute resolution (4.5).",
        "source": {
          "label": "Courtyard, Terms of Service",
          "href": "https://help.courtyard.io/en/articles/13854269-terms-of-service",
          "date": "last updated 23 December 2024, read 20 Oct 2026"
        }
      },
      {
        "label": "Age and identity",
        "value": "18 or older; documents on request; verified phone to bid",
        "note": "A user must be 18 or otherwise able to form a binding contract (8.1). The company may require additional information and documents, including for anti-money-laundering compliance (8.3), and may ask for an address and a social security or tax ID number (8.4); an auction bidder needs a verified phone number (8.6.1) and may be asked for proof of funds (8.6.3). The privacy policy (effective 9 October 2026) names an identity verification provider and KYC and AML checks, and says the service is not intended for anyone under 18. No page read says which users are verified, or when.",
        "source": {
          "label": "Courtyard, Terms of Service",
          "href": "https://help.courtyard.io/en/articles/13854269-terms-of-service",
          "date": "last updated 23 December 2024, read 20 Oct 2026"
        }
      }
    ]
  },
  "legal": {
    "count": 4,
    "shown": 3,
    "entries": [
      {
        "id": "2026-10-21-courtyard-referral-program-rules",
        "date": "2026-10-21",
        "who": "Courtyard",
        "platform": "Courtyard",
        "topic": "platform rule",
        "says": "Its Referral Program Rules (an undated page, dated here by the read) call referrer rewards discretionary, allow forfeiture or retraction of rewards on a breach, say unused rewards may be forfeited on 14 days' notice if the program ends, require referrers to be of legal age, and state no payout timeline and no share of sales.",
        "source": {
          "label": "Courtyard, Referral Program Rules",
          "href": "https://docs.courtyard.io/courtyard/logistics-and-legal/user-agreements/referral-program-rules"
        },
        "readDate": "2026-10-21"
      },
      {
        "id": "2026-10-21-courtyard-two-privacy-policies",
        "date": "2026-10-21",
        "who": "Courtyard",
        "platform": "Courtyard",
        "topic": "platform rule",
        "says": "On this read the platform had two privacy policies live at once: the current one, effective 9 October 2026, and an older copy on docs.courtyard.io effective 30 August 2022 with no chargeback text (undated as a change; dated by the read).",
        "source": {
          "label": "Courtyard, Privacy Policy (older copy on docs.courtyard.io)",
          "href": "https://docs.courtyard.io/courtyard/logistics-and-legal/user-agreements/privacy-policy"
        },
        "readDate": "2026-10-21"
      },
      {
        "id": "2026-10-09-courtyard-privacy-policy",
        "date": "2026-10-09",
        "who": "Courtyard",
        "platform": "Courtyard",
        "topic": "platform rule",
        "says": "Its privacy policy, effective 9 October 2026, names paid affiliate programs with publishers, influencers and promoters, says a transaction that appears headed for a chargeback may be declined or blocked, names Stripe and Coinflow as payment providers and Privy for login and wallets, and says the service is not intended for anyone under 18.",
        "source": {
          "label": "Courtyard, Privacy Policy",
          "href": "https://help.courtyard.io/en/articles/17507894-privacy-policy"
        },
        "readDate": "2026-10-21"
      }
    ],
    "all": "https://brich.house/api/v1/legal-log?platform=Courtyard"
  }
}